It’s a confusing time in the financial world – interest rates have been cut, yet mortgage costs continue to rise. If you’re wondering why this is happening, let’s break it down. The Base Rate Cut On 7 November, the Bank…

Did you know that the average first-time buyer is now 34 years old? With rising property prices and an increasing cost of living, it’s becoming harder than ever for many to step onto the property ladder. Saving for a deposit…

At Oakwood Independent Mortgage Consultants, we understand that navigating the legal landscape can be complex and daunting. That’s why we’re proud to partner with Coles Miller Solicitors, a trusted name in the legal industry, to provide our clients with seamless…

In an era where soaring property prices have created hurdles for aspiring homeowners, innovative solutions have emerged to help bridge the gap between dreams and reality. One such solution gaining traction is the Joint Borrower Sole Proprietor (JBSP) mortgage. Let’s…

Following the Autumn Statement yesterday it has been confirmed that the mortgage guarantee scheme (which was due to expire on the 31 December 2023) will be extended to the end of June 2025 to “continue helping prospective borrowers with a…